What is a Business Cash Advance?

Over the year thousands of business owners just like you have seen their business grow with the help of a business cash advance, also know as a merchant cash advance. A business cash advance is not to be confused with a business loan, which would require a perfect credit background, full financial disclosure, collateral and personal guarantees.

A business cash advance for $2500 to $250,000 can be obtained in about a week with no collateral or personal guarantees. No cumbersome financial records are required and an approval can usually be obtained in 24-48 hours. With no fixed payment amount a merchant cash advance from Pro Business Capital works with your business.

We work with your credit card processor so that repayment of the advance is based on your future sales. Each month a small agreed upon percentage of your credit card sales are automatically sent to re-pay the advance. So when sales are up the repayment amount is higher and if sales are slow the amount of your repayment is less. There are no checks to write each month and never a late payment. The advance is paid back only when you get paid, with no collateral and no personal guarantees required.

Unlike some banks and private investors we do not require that you use the funds for any specific purpose or stick to a funding plan. The world today moves too fast and smart business owners know that even the best laid plans sometime much be changed and often with little time to spare. Who knows more about your business and what it needs to be successful than you. At Pro Business Capital we work with you to help your company reach and exceed its goals. Allowing you the flexibility to use the business advance for any business purpose you feel will best help your company to thrive and continue to grow.